Hillcrest Insurance Services
Group Benefits Services
As employers face a rapidly evolving marketplace for group benefits, Hillcrest is focused on identifying the critical elements for developing programs unique to each employee group.  As a network of independent specialists, our local expertise in regulatory issues and trends -- combined with strong knowledge of the marketplace, alternative delivery systems and funding methods -- enable us to tailor programs to reflect your specific needs and goals.

Group Benefits Services include:


        Vendor Evaluation and Negotiation

        Managed Care Design and Implementation

        Flexible Benefit / Sec 125  Design, Pricing and Administration

        Consortium Development and Management

        Cost and Funding Analysis

        Voluntary Benefit Design

        Plan Administration Research

        Employee Communications

        Compliance Services (COBRA, HIIPA)

        Group Benefit Design Studies and Implementation


Group Benefits Products include:


Medical Insurance

Group Life Insurance

Chiropractic / Oriental Medicine

Dental Insurance

Long Term Care


Vision Insurance

Voluntary Benefits

Sec 125, Cafeteria Plans

Long Term Disability

Workers Compensation

401 K & Retirement Plans*

Short Term Disability

Pre-Paid Legal

Employee Financial Planning*