Lower Your Cost While Improving Benefits

Did you know that 75% of individuals and businesses have incorrect insurance coverage by 40% or more? This can lead to disastrous consequences, which is why it’s crucial to ensure you have the right insurance coverage to protect yourself and your business from any unexpected events.

As a value added service, we offer second opinions to help you review your current insurance policies and identify any gaps or areas for improvement. Here are some statistics on how we can help improve your coverage:

Medical, Dental, and Vision Insurance

50% of policies we review can reduce
premiums and/or lower deductibles and co-payments,
and increase prescription benefits.

Term Life Insurance

85%+ of policies we review are replaced to
reduce premiums and/or increase life coverage and the
guarantee period.

Whole, Universal, or Variable Life Insurance

30% or fewer of policies we review can be replaced for
substantial policy improvements. However, it never hurts to check.

Long Term Care and Disability Insurance

We can rarely make any changes to Disability Income or
Long-Term Care policies (less than 5% of policies are ever changed).
However, it’s always easy to have a quick review.

Don’t let incorrect insurance coverage put you and your business at risk. You can schedule a second opinion appointment by emailing your contact information and a date and time for a conference call to second.opinion@hillsurance.com